|
|
個(gè)人住房按揭貸款利率及萬(wàn)元還本息金額表
|
||||||
|
年份
|
月數
|
月利率(‰)
|
年利率(%)
|
月還款額
|
本息總額
|
總利息
|
|
1
|
12
|
----- |
6.84
|
到期一次還本付息 |
10,684.00
|
684.00
|
|
2
|
24
|
5.85
|
7.02
|
447.82
|
10,747.60
|
747.60
|
|
3
|
36
|
5.85
|
7.02
|
308.86
|
11,119.05
|
1119.05
|
|
4
|
48
|
6.00
|
7.20
|
240.39
|
11,538.79
|
1538.79
|
|
5
|
60
|
6.00
|
7.20
|
198.96
|
11,937.42
|
1937.42 |
|
6
|
72
|
6.15
|
7.38
|
172.32
|
12,407.08
|
2407.08
|
|
7
|
84
|
6.15
|
7.38
|
152.79
|
12,834.46
|
2834.46 |
|
8
|
96
|
6.15
|
7.38
|
138.24
|
13,270.65
|
3270.65 |
|
9
|
108
|
6.15
|
7.38
|
127.00
|
13,715.58
|
3715.58 |
|
10
|
120
|
6.15
|
7.38
|
118.08
|
14,169.17
|
4169.17 |
|
11
|
132
|
6.15
|
7.38
|
110.84 |
14,631.33
|
4631.33 |
|
12
|
144
|
6.15
|
7.38
|
104.87
|
15,101.98
|
5101.98 |
|
13
|
156
|
6.15
|
7.38
|
99.88
|
15,581.00
|
5581.00 |
|
14
|
168
|
6.15
|
7.38
|
95.64
|
16,068.28
|
6068.28 |
|
15
|
180
|
6.15
|
7.38
|
92.02
|
16,563.71
|
6563.71 |
|
16
|
192
|
6.15
|
7.38
|
88.89
|
17,067.17
|
7067.17 |
|
17
|
204
|
6.15
|
7.38
|
86.17
|
17,578.51 |
7578.51 |
|
18
|
216
|
6.15
|
7.38
|
83.79
|
18,097.61
|
8097.61 |
|
19
|
228
|
6.15
|
7.38
|
81.69
|
18,624.33
|
8623.33 |
|
20
|
240
|
6.15
|
7.38
|
79.83
|
19,158.52
|
9158.52 |
|
21
|
252
|
6.15
|
7.38
|
78.17
|
19,700.02
|
9700.02 |
|
22
|
264
|
6.15
|
7.38
|
76.70
|
20,248.69
|
10248.69 |
|
23
|
276
|
6.15
|
7.38
|
75.38
|
20,804.37
|
10804.37 |
|
24
|
288
|
6.15
|
7.38
|
74.19
|
21,366.89
|
11366.89 |
|
25
|
300
|
6.15
|
7.38
|
73.12
|
21,936.10
|
11936.10 |
|
26
|
312
|
6.15
|
7.38
|
72.15
|
22,511.83
|
12511.83 |
|
27
|
324
|
6.15
|
7.38
|
71.28
|
23,093.91
|
13093.91 |
|
28
|
336
|
6.15
|
7.38
|
70.48
|
23,682.17
|
13682.17 |
|
29
|
348
|
6.15
|
7.38
|
69.76
|
24,276.45
|
14276.45 |
|
30
|
360
|
6.15
|
7.38
|
69.10
|
24,876.57
|
14876.57 |
